@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;700;800;900&family=Playfair+Display:wght@700;800;900&display=swap');
:root{--black:#050505;--charcoal:#0d0d0c;--charcoal2:#15110b;--gold:#d8a335;--gold2:#f7c85c;--cream:#fff8ec;--text:#f7f1e6;--muted:#c9c0b0;--line:rgba(216,163,53,.38)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#050505;color:var(--text);font-family:Inter,Arial,sans-serif}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.wrap{width:min(1200px,calc(100% - 64px));margin:0 auto}.topbar{background:linear-gradient(90deg,#050505,#17120b 54%,#080808);border-bottom:1px solid rgba(216,163,53,.24);min-height:102px;display:flex;align-items:center}.topbar-inner{display:flex;align-items:center;justify-content:space-between}.brand img{width:145px;height:auto}.top-actions{display:flex;align-items:center;gap:20px}.phone{color:var(--gold2);font-weight:900}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:6px;padding:16px 24px;font-weight:900;text-transform:uppercase;font-size:13px;letter-spacing:.02em;transition:.22s}.btn.gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#050505;box-shadow:0 10px 24px rgba(216,163,53,.16)}.btn.outline{border:1px solid var(--line);background:rgba(0,0,0,.2);color:#fff}.btn:hover{transform:translateY(-2px);box-shadow:0 0 28px rgba(247,200,92,.25)}.nav{height:74px;background:rgba(6,6,6,.92);border-bottom:1px solid rgba(216,163,53,.18);position:sticky;top:0;z-index:50;backdrop-filter:blur(10px)}.nav-inner{height:100%;display:flex;align-items:center;gap:28px}.nav-icon img{width:56px}.links{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:900}.links a{color:#fff;opacity:.95}.links a.active,.links a:hover{color:var(--gold2)}.links .dropdown:after{content:'⌄';font-size:10px;margin-left:5px;color:var(--gold2)}.nav-cta{margin-left:auto;display:flex;align-items:center;gap:14px}.spanish{border:1px solid var(--line);border-radius:999px;padding:14px 20px;font-weight:900}.mobile{display:none}
.hero{position:relative;min-height:590px;overflow:hidden;background:#050505}.hero:before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 72% 22%,rgba(216,163,53,.14),transparent 35%),linear-gradient(90deg,#050505 0%,rgba(5,5,5,.94) 36%,rgba(5,5,5,.16) 70%,rgba(5,5,5,.05) 100%);z-index:2}.hero-img{position:absolute;right:0;top:0;height:100%;width:62%;background:url('assets/hero-advisor-couple.jpg') center/cover no-repeat;opacity:.94}.hero-img:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.06),rgba(0,0,0,.32) 58%,rgba(0,0,0,.65));}.hero-inner{position:relative;z-index:5;display:grid;grid-template-columns:42% 58%;align-items:center;min-height:590px}.eyebrow{font-size:15px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold2);font-weight:900;margin:0 0 20px}.hero h1{font-family:'Playfair Display',Georgia,serif;font-size:57px;line-height:.93;margin:0 0 25px;color:white;letter-spacing:-.04em}.hero h1 span{color:var(--gold2)}.hero p{font-size:16px;line-height:1.8;color:#f2efe9;max-width:455px}.hero-buttons{display:flex;gap:16px;flex-wrap:wrap;margin-top:28px}.hero-trust{display:flex;gap:32px;margin-top:38px;flex-wrap:wrap}.trust-item{display:grid;grid-template-columns:34px auto;gap:12px;align-items:center;max-width:190px}.trust-icon{width:34px;height:34px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold2);font-size:19px}.trust-item strong{display:block;font-size:13px}.trust-item span{display:block;color:#e5dbcb;font-size:12px;line-height:1.35}.services{padding:54px 0 18px;background:#050505}.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.service-card{border:1px solid var(--line);background:linear-gradient(180deg,#0a0a09,#050505);border-radius:6px;overflow:hidden;min-height:324px;box-shadow:0 20px 55px rgba(0,0,0,.28);transition:.25s}.service-card:hover{transform:translateY(-5px);box-shadow:0 0 32px rgba(216,163,53,.17)}.service-img{height:150px;background:center/cover no-repeat}.service-body{position:relative;padding:44px 26px 26px}.round-icon{position:absolute;top:-32px;left:26px;width:62px;height:62px;border-radius:50%;background:#050505;border:2px solid var(--gold);display:grid;place-items:center;color:var(--gold2);font-size:27px;box-shadow:0 0 18px rgba(216,163,53,.18)}.service-body h3{font-size:22px;margin:0 0 16px;font-weight:900}.service-body p{font-size:14px;line-height:1.7;color:#e4ddcf;min-height:72px}.learn{display:inline-block;margin-top:8px;color:var(--gold2);font-weight:900;text-transform:uppercase;font-size:13px;letter-spacing:.03em}.carrier{margin:0 auto 0;padding:28px 24px 36px;background:var(--cream);color:#17120b;border-radius:4px;text-align:center;border:1px solid rgba(216,163,53,.28)}.carrier h2{font-family:'Playfair Display',Georgia,serif;font-size:35px;margin:0;color:#17120b}.carrier .sub{color:#bd7f1d;font-size:12px;letter-spacing:.22em;text-transform:uppercase;font-weight:800}.logos{display:flex;align-items:center;justify-content:center;gap:32px;flex-wrap:wrap;margin:26px auto 24px}.logo-word{font-family:Georgia,serif;font-size:28px;font-weight:900}.humana{color:#80b344}.uhc{color:#315aa8}.aetna{color:#8a4da3}.cigna{color:#3282aa}.fb{color:#1f63b7;font-style:italic}.mo{color:#23406f;font-size:20px}.community{margin:0 auto 36px;border:1px solid var(--line);border-radius:4px;overflow:hidden;background:#050505;position:relative}.community:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#050505 0%,rgba(5,5,5,.86) 36%,rgba(5,5,5,.35)),url('assets/resource-center-bg.jpg') center/cover no-repeat;opacity:.95}.community-inner{position:relative;z-index:2;display:grid;grid-template-columns:31% 69%;gap:40px;padding:45px 36px}.community h2{font-family:'Playfair Display',Georgia,serif;font-size:35px;line-height:.96;margin:0 0 20px;color:white}.community h2 span{color:var(--gold2)}.community p{line-height:1.7;color:#eee}.resource-items{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:center}.resource-item{text-align:center}.resource-item .res-icon{height:58px;color:var(--gold2);font-size:42px;margin-bottom:14px}.resource-item h4{margin:0 0 10px;color:var(--gold2);font-size:13px;text-transform:uppercase;letter-spacing:.06em}.resource-item p{font-size:13px;line-height:1.55;color:#eee;margin:0}.footer{background:#060606;border-top:1px solid rgba(216,163,53,.22);padding:38px 0 18px}.footer-grid{display:grid;grid-template-columns:1.2fr 1.1fr .9fr .9fr 1.1fr;gap:36px}.footer img{width:160px}.footer p,.footer a{font-size:13px;color:#d8d0c2;line-height:1.65}.footer h4{color:var(--gold2);margin-top:0;text-transform:uppercase;letter-spacing:.08em}.social{display:flex;gap:12px;margin-top:12px}.social span{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;border:1px solid var(--gold);font-weight:900}.copyright{margin-top:28px;padding-top:20px;border-top:1px solid rgba(216,163,53,.16);display:flex;justify-content:space-between;color:#9b9488;font-size:12px}.page-hero{padding:90px 0;background:#050505}.page-hero .wrap{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.page-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:56px;line-height:.98;margin:0 0 18px}.section{padding:70px 0}.center{text-align:center}.cards,.selector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.selector-grid a{border:1px solid var(--line);background:#0c0c0b;border-radius:8px;padding:28px;color:white}.lead-form{display:grid;gap:14px}.lead-form input,.lead-form select,.lead-form textarea{padding:14px;border-radius:6px;border:1px solid #d7c18a}.lead-form button{border:0}.contact{display:grid;grid-template-columns:1fr 1fr;gap:40px}.consent{font-size:12px;color:#cfc6b6}.qr img{width:130px}.legal{font-size:11px;color:#a99e90;line-height:1.6}
@media(max-width:900px){.wrap{width:min(100% - 32px,1200px)}.top-actions,.links,.nav-cta{display:none}.mobile{display:block;margin-left:auto;background:none;color:white;border:1px solid var(--line);border-radius:6px;padding:9px 12px}.brand img{width:128px}.hero-inner{grid-template-columns:1fr}.hero-img{width:100%;opacity:.35}.hero h1{font-size:45px}.hero{min-height:650px}.hero-inner{min-height:650px}.service-grid,.resource-items,.footer-grid,.cards,.selector-grid,.page-hero .wrap,.contact{grid-template-columns:1fr}.community-inner{grid-template-columns:1fr}.logos{gap:20px}.carrier h2{font-size:28px}.logo-word{font-size:22px}.footer-grid{gap:18px}.copyright{display:block}.phone{font-size:12px}}


/* Medicare Hub Approved Direction */
.medicare-hero{position:relative;overflow:hidden;min-height:610px;background:radial-gradient(circle at 74% 22%,rgba(216,163,53,.15),transparent 30%),linear-gradient(90deg,#050505 0%,#050505 48%,#15110b 100%)}
.medicare-hero:after{content:'';position:absolute;inset:auto 0 0 0;height:240px;background:url('assets/img-orlando-skyline.jpg') center bottom/cover no-repeat;opacity:.22;filter:saturate(1.1);mask-image:linear-gradient(180deg,transparent,black 40%)}
.medicare-hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:47% 53%;gap:42px;align-items:center;min-height:610px;padding:48px 0}.medicare-copy h1{font-family:'Playfair Display',Georgia,serif;font-size:72px;line-height:.93;margin:0 0 24px;color:#fff}.medicare-copy h1 span{color:var(--gold2)}.medicare-copy p{font-size:18px;line-height:1.7;color:#eee;max-width:620px}.micro-trust{display:flex;flex-wrap:wrap;gap:16px;margin-top:26px;color:var(--gold2);font-weight:900;font-size:13px}.medicare-visual{display:grid;grid-template-columns:1fr 1fr;gap:18px}.hero-card{min-height:180px;border:1px solid var(--line);border-radius:22px;background-size:cover;background-position:center;box-shadow:0 20px 50px rgba(0,0,0,.42);position:relative;overflow:hidden}.hero-card:after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.04),rgba(0,0,0,.28))}.hero-card.large{grid-column:span 2;min-height:245px;background-position:center}.medicare-pathways .center p{max-width:780px;margin:0 auto 28px;color:var(--muted);line-height:1.7}.three-cards{grid-template-columns:repeat(3,1fr)}.path-card{display:block;background:linear-gradient(180deg,#111,#060606);border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 18px 40px rgba(0,0,0,.35);transition:.24s}.path-card:hover{transform:translateY(-6px);box-shadow:0 0 34px rgba(247,200,92,.18)}.path-card img{height:190px;width:100%;object-fit:cover}.path-card div{padding:28px}.path-card h3{font-size:24px;margin:8px 0 12px}.path-card p{color:var(--muted);line-height:1.65}.path-card strong{color:var(--gold2);text-transform:uppercase;font-size:13px}.card-icon{width:56px;height:56px;border-radius:50%;border:1px solid var(--gold);display:inline-flex;align-items:center;justify-content:center;color:var(--gold2);font-weight:900;font-size:20px;background:#050505;margin-top:-58px;position:relative}.split-grid{display:grid;grid-template-columns:42% 58%;gap:48px;align-items:center}.timeline-section{background:linear-gradient(180deg,#050505,#0b0804)}.timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;position:relative}.timeline div{border:1px solid var(--line);border-radius:14px;padding:22px;background:linear-gradient(180deg,rgba(216,163,53,.12),rgba(0,0,0,.2));min-height:160px}.timeline b{display:block;color:var(--gold2);margin-bottom:12px}.timeline span{color:var(--muted);font-size:14px;line-height:1.5}.wizard-box{border:1px solid var(--line);border-radius:22px;background:radial-gradient(circle at 78% 10%,rgba(216,163,53,.16),transparent 35%),linear-gradient(135deg,#111,#050505);padding:44px;display:grid;grid-template-columns:32% 40% 28%;gap:28px;align-items:center;box-shadow:0 30px 60px rgba(0,0,0,.35)}.wizard-options{display:grid;grid-template-columns:1fr 1fr;gap:14px}.wizard-options label{border:1px solid rgba(216,163,53,.28);border-radius:999px;padding:14px 16px;background:rgba(255,255,255,.03);font-weight:800}.wizard-options input{accent-color:var(--gold)}.wizard-result{background:rgba(255,255,255,.04);border:1px solid var(--line);border-radius:16px;padding:24px}.wizard-result strong{color:var(--gold2);display:block;margin-bottom:10px}.wizard-result span{display:block;color:var(--muted);line-height:1.55;margin-bottom:20px}.resource-tie{background:linear-gradient(90deg,#070707,#100c06);border-top:1px solid rgba(216,163,53,.18);border-bottom:1px solid rgba(216,163,53,.18)}.medicare-faq details{max-width:980px;margin-left:auto;margin-right:auto}.final-medicare-cta{padding:0 0 70px}.final-cta-inner{min-height:360px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(90deg,rgba(0,0,0,.82),rgba(0,0,0,.44)),url('assets/img-medicare-seniors.jpg') center/cover no-repeat;display:flex;align-items:center;padding:54px}.final-cta-inner h2{font-family:'Playfair Display',Georgia,serif;font-size:50px;line-height:1;margin:0 0 18px}.final-cta-inner p{max-width:620px;color:#eee;line-height:1.65}
@media(max-width:900px){.medicare-hero-inner,.split-grid,.wizard-box{grid-template-columns:1fr}.medicare-copy h1{font-size:46px}.medicare-visual{grid-template-columns:1fr}.hero-card.large{grid-column:auto}.three-cards,.timeline{grid-template-columns:1fr}.wizard-options{grid-template-columns:1fr}.final-cta-inner{padding:32px}.final-cta-inner h2{font-size:36px}}


/* =========================================================
   V8 Image Crop Tuning
   Keeps faces and interaction points visible on card images.
   ========================================================= */

.v8-card-img {
  height: 260px !important;
  overflow: hidden;
}

.v8-card-img img,
.v8-resource-img img,
.v8-final img,
.v8-photo img,
.v8-mosaic img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Default portrait-safe crop */
.v8-card-img img {
  object-position: center 18% !important;
}

/* Hero mosaics need faces slightly higher in frame */
.v8-mosaic .wide img {
  object-position: center 16% !important;
}

.v8-mosaic .small img {
  object-position: center 20% !important;
}

/* Resource cards use tighter horizontal crops */
.v8-resource-img {
  height: 155px !important;
  overflow: hidden;
}

.v8-resource-img img {
  object-position: center 24% !important;
}

/* Final CTA panels */
.v8-final img {
  object-position: center 18% !important;
}

/* Large standalone image panels */
.v8-photo img {
  object-position: center 18% !important;
}

/* Medicare page specific tuning */
body:has(.medicare-page) .v8-card-img img,
.medicare-page .v8-card-img img {
  object-position: center 14% !important;
}

/* Approved Medicare build had page-specific med-card classes */
.med-card img,
.med-path-card img,
.med-resource-card img {
  object-fit: cover !important;
  object-position: center 14% !important;
}

.med-card .img,
.med-path-card .img,
.med-resource-card .img {
  height: 260px !important;
  overflow: hidden;
}

/* Health, life, community, about, and contact page visual tuning */
body.v8-page .v8-card:nth-of-type(1) .v8-card-img img { object-position: center 12% !important; }
body.v8-page .v8-card:nth-of-type(2) .v8-card-img img { object-position: center 16% !important; }
body.v8-page .v8-card:nth-of-type(3) .v8-card-img img { object-position: center 18% !important; }

body.v8-page .v8-grid-4 .v8-resource:nth-of-type(1) .v8-resource-img img { object-position: center 22% !important; }
body.v8-page .v8-grid-4 .v8-resource:nth-of-type(2) .v8-resource-img img { object-position: center 18% !important; }
body.v8-page .v8-grid-4 .v8-resource:nth-of-type(3) .v8-resource-img img { object-position: center 28% !important; }
body.v8-page .v8-grid-4 .v8-resource:nth-of-type(4) .v8-resource-img img { object-position: center 20% !important; }

/* Mobile: reduce height slightly to avoid overly tall cards */
@media (max-width: 900px) {
  .v8-card-img { height: 220px !important; }
  .v8-resource-img { height: 135px !important; }
  .v8-mosaic .wide { height: 230px !important; }
  .v8-mosaic .small { height: 170px !important; }
}